Open Enrollment

Open Enrollment is from Monday, November 11 through Friday, November 22.  You are encouraged to complete an active election for all benefits.  This is a great time to view your personal information, plan options, and life insurance beneficiary information.

HSA

Life Insurance

Life Insurance can help provide financial protection for your family if you pass away. The money received from a life insurance policy could help your family with both everyday and future expenses, including medical bills, funeral costs, utilities, college tuition, and mortgage payments. Life Insurance provides you with coverage as long as you continue paying your monthly premium.

Your cost will vary depending on your age and amount of coverage you elect. It is important to assess your current and future financial obligations to help you determine the coverage that's right for you. Our Benefits Service Center Specialists can help you make the right decision for you and your family.

Vision

Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.

Dental

Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.

Medical

Salad Collective offers three medical plans to its eligible employees. You may choose between the PPO Preferred, HSA SAver, and PPO Premier. Your options for 2025 look similar, while also adding a new 3rd plan - PPO Preferred.  All three plans include a new benefit- Garner.  Garner is a free benefit that helps you find the highest quality doctors while saving you up to $9,000 in reimbursement costs for visiting Garner recommended providers. We believe quality of care is important to keeping our employees healthy. All our plans now feature opportunities for you to receive care at little or no cost, simply by seeking care at one of many high-quality providers.

Employee Assistance Program (EAP)

Salad Collective provides an Employee Assistance Program (EAP) to all benefits-eligible employees at no cost to you.  Call UNUM EAP for confidential assistance to help manage life's challenges at 800-854-1446..

Disability

Disability coverage provides an income replacement benefit in the event you are unable to work due to a non-job-related illness or accident, and Marco's provides the option to enroll in both Short Term Disability and Long Term Disability coverage.

Accident

Accidents are usually followed by a series of bills. Even if you have medical insurance, you may still have to cover out-of-pocket costs. If you suffer from a fracture, dislocation, or other covered accidental injury, Accident Insurance can help offset unexpected medical expenses, such as emergency room bills, deductibles, and co-payments.  When an unexpected injury happens, Accident Insurance can help offset costs that are not covered by your medical plan. 

Critical Illness

Critical illness insurance helps you and your family maintain financial security during the recovery period of a serious medical event, such as cancer, heart attack, or stroke.  The benefit provides a monetary benefit to help with the out-of-pocket medical and non-medical expenses of the illness, and coverage is available to both employees and their families.