Critical Illness
Salad Collective offers a critical illness benefit through UNUM that provides a monetary benefit to help with the out-of-pocket medical and non-medical expenses upon diagnosis of a covered illness. Critical illness insurance helps you and your family maintain financial security during the recovery period of a serious medical event, such as cancer, heart attack, or stroke. This plan pays a benefit if the initial diagnosis for a covered illness is while the certificate is in force. (See certificate for complete details.)
Coverage amount for employees and spouses are available in $10,000 increments, as follows:
Employee: $10,000 to $ 30,000
Spouse and child(ren): 50% of the employee coverage amount
The employee must be enrolled in coverage to have spouse or child coverage, and there are no health questions when enrolling in this benefit.
Features
-
Benefits are paid in addition to any other insurance that you may have, and benefits are paid directly to you
-
This plan pays a benefit if the initial diagnosis for a covered illness is while the certificate is in force. (See certificate for complete details.)
-
-
Benefits may be used however you'd like. Typical uses include:
-
Out-of-pocket medical and non-medical expenses
-
Home health care needs and home modifications
-
Recovery and rehabilitation
-
Child care or caregiver expenses
-
Travel expenses to and from treatment centers
-
Critical Illness Benefits
